Dunstan Thomas

'Future proof'

‘Collective defined contribution’

Inspire, engage and stimulate

An ambitious objective

Proper definitions needed

There are 1,840 asset management firms with £8trn AUM

Blending income options gives better control

'Increasing engagement will only favour those prepared to put in the effort'

Regulator 'awake at night' over consumer detriment

16 pages of disclosure per adviser action