ISA

ISA and CTF rules give tax planning opportunity

Six different types of ISAs trying to different savings objectives

Huge spike in ISA use expected this in the next year

Call to simplify tax-free investment products to boost retirement savings

Regulator's strategy aiming to make advice more accessible

Laura Suter looks at a bit of good news among the gloom – cash savings rates

£553m inflows over April

Tax advantages

Single all-in annual charge of 0.15%