Hidden diversity within segments
Govt reportedly considering introducing a £2,000 salary sacrifice annual cap
Focus on employees who are unpaid carers
'A whole of life option may often be more accessible than people think'
Seeking out pockets of long-term growth
Protecting livelihoods, relationships and the long term vision of a business
Residence-based foreign income and gains regime
'Professional financial advice will be central'
'The COP process may feel remote from day-to-day advice, but its outcomes cascade'