Retirement

Amendments will reduce or remove the impact of changes to salary sacrifice for most savers

Regulator sets out key priorities amid significant industry transformation

Minister confirmed retirement CDC ‘will happen this year’

Responses to consultation on VfM framework for DC schemes

Individual annuities saw 17% growth in 2025

Retirement isn’t as straightforward as it used to be. While for previous generations, it marked a fixed point in life, it has since evolved into a much more dynamic and uniquely personal journey.

Regulatory focus on client vulnerability increases

Bridging the advisers-clients gap: How emotional intelligence can help build deeper trust with clients and better understand their financial goals

There are multifaceted challenges that can impact a pension portfolio’s performance and a client’s investment mindset. Smoothed funds offer a potential solution, says Claire Altman, managing director for Individual Retirement Solutions at Standard Life.

Sharing first-hand insights, Hannay Wealth chartered financial planner Vanessa Barnes explains how advisers can make the most of smoothed funds