Scottish Widows

Spent 25 years at Scottish Widows

JPMAM also out

'Catch-all questions'

FCA consulting on formal guidance

Case still open on four insurers

Above industry average

The protection gig

Lloyds questions credibility of SLA's claims

The opportunities for advisers giving retirement advice in the UK are huge, and are set to keep growing, with the value of savings in defined contributions estimated to exceed £1 trillion by 2025.

Imagine a cautious 66-year-old using drawdown for income, and a 35-year-old, however cautious, saving with an ISA. The two are unlikely to be well served by the same process and investments. For clients who intend to use drawdown, the industry is now...