'Disappointment erodes confidence and generates anxiety'

Tom Evans was previously MD of Canada Life’s UK retirement business

'AI cannot give clients what they seem to value the most from a financial adviser'

Withdrawals need to be spent, sheltered or gifted

This week’s poll also looks at HNWI UK exodous and the IHT gifting regime

Lang Cat senior analyst Rich Mayor joins PA to talk AI and adviser energy levels

A glass half full for pension transfers?

'I see this as another positive market development'

Insight from UK's youngest-ever Fellow of the Personal Finance Society

'The role of the financial adviser is evolving'