Income Protection

The fit note is failing to reduce employee sickness absence and may take five years to become fully integrated, the Chartered Institute of Personnel and Development (CIPD) has revealed.

With take up of sales in income protection (IP) by advisers so low, reflecting in low consumer sales, what could be done to the product to make it more attractive to IFAs, apart from increased commission?

Better communication throughout the Employment Support Allowance (ESA) system and an audit of decision makers' rulings have been recommended by an independent review.

Half of all group income protection (GIP) claims are for conditions where definitive medical evidence is difficult or even impossible to obtain, Canada Life has said.

People should collect Employment Support allowance (ESA) after a Work Capability Assessment (WCA) the Sickness Absence Review has concluded.

The Government should set up an Independent Assessment Service (IAS) to sign people sick off work, the Sickness Absence review has concluded.

Tax relief should be applied to private medical insurance (PMI) provided by employers for basic tax rate paying staff, the Sickness Absence Review has recommended.

The sickness absence review is expected to call for a government funded panel to judge people's ability to work, taking the responsibility away from doctors.

Living on statutory sick pay (SSP) for just three months would result in significant financial hardship for the majority of UK workers and could even force some to move home, according to new research.

The Work and Pensions Secretary has vowed that employment and support allowance (ESA) claimants appealing their ineligibility decision will not have their benefit payments stopped.