Bridging the gap benefits all

People with the lowest incomes can get a raw deal from financial services, some of whom will be managing their household budget without the help of even the most basic financial services such as a current account. So the Treasury's 'Promoting Financial Inclusion' sets-out to improve this group's access to bank accounts, affordable credit and advice. However, is there a possibility that even when people do acquire a degree of financial stability they are excluded from mainstream financial advice by advisers that simply cannot afford to take them on? This problem can manifest itself in se...