ScotEq enhances with-profits tool

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Scottish Equitable has improved its with-profits check up service to meet new guidelines from the Financial Services Authority (FSA).

The FSA has started actively encouraging investors to ask their advisers 10 questions to help them decide whether their with-profits policy still meets their needs. As the with-profits market has changed over the years, with average equity exposure falling from 68% in 2000 to around 34% in 2005, the FSA suggests investors need to ask: What policy do I have? Does the policy still meet my needs? How long have I had the policy and how long is left? What can I expect my policy to be worth if I keep it until it matures? What benefits does my policy have? What could I get if I cashe...

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