Scot Life revamps pensions proposition

It will introduce two pensions ranges, Custom and Governed, to offer flexibility for advisers and their clients at low cost. As part of the Governed Range, Scottish Life has built on its existing risk-graded portfolios, expanding its number of profiles from three to five. It says this will help advisers to more closely match the risk profiles of their clients and meet TCF obligations. As well as using 'autopilot' lifestyling strategies from the Governed Range, advisers can also create a customised investment path for their clients, all with ongoing governance support at no extra cost. ...