Ditch the daily coffee and pocket an extra £187k in retirement

This article first appeared on Your Money. Small cutbacks like cutting out a daily coffee or opting for a simple sandwich over a posh baguette and choosing tap water could result in an annuity of £3,120 a year based on today's terms.  Colin Williams from Friends Life, who conducted the reseach, said: "The recent cold and dreary weather means that resolutions to do more exercise and to eat more healthily are likely to have taken a back seat for many of us in the past few weeks, especially when they involve forgoing a ‘treat' that helps to get you through the working day. "However al...