Remedy needed for DMD headache

The culprit in question is the Distance Marketing Directive (DMD), as this stops employers automatically enrolling their employees into contract-based pension arrangements, such as group personal pensions (GPPs) and group stakeholder plans (GSHPs). No auto-enrolment means, on the surface, that these schemes would fail the new exempt scheme test under pensions reform, and employers instead would have to offer a trust-based scheme or (more likely) pay into personal accounts for their employees, come 2012. That's an unacceptable outcome. GPPs are already a tremendous force within our ind...