The best-laid (pension) schemes o' mice an' men

I was reminded today - today as I write this, not when you read it, which will be a different day, that's the nature of linear time, nothing you can do about it - that in business we often don't get to choose our clients, or the path we take. Or, in this season of Burns, our best laid plans about how we want stuff to work gang aft agley. At a launch thingy for the Auto-Enrolment Advisory Group (AEAG) - of which more in a moment - the chaps made the point that if you're giving advice to affluent individuals (many of whom will be high heid yins in companies and stuff) and if you work at...