decumulation

Standard Life sets out three key decumulation policy asks

To help advisers have better client retirement income conversations

High-risk multi-asset funds regularly used for decumulation clients

‘Beyond that clients should take the biggest risks they are willing to’

Joint venture from Sparrows Capital and Just Group

Most advisers use the same profiling tool and set of questions

Reducing sequencing risk is part of the attraction

Analysis of FCA product data showed drop in last five years

'Massive problem looming'

40% in 2021