'Advisers have been innovating but we have not quite caught up yet’
Advisers must consider how behavioural biases might cause foreseeable harm
Martin Lines talks to PA about key challenges in retirement planning
‘It is highly likely people in decumulation will have a vulnerability’
‘You can have a higher sustainable income overtime’
Layered retirement income crucial for good outcomes
‘This market has evolved’
Martin Lines outlines key issues
CISI Financial Planning conference