PA360 North 2023

‘No free lunch’ in carving out predictability in portfolios

Mixed macro environment is still leaving room for a recession

Reasonably foreseeable harm and battling behavioural biases

More than 95% of advice firms with one adviser are making a profit

‘There is a small decline in advice firms, but not as quick as you expect’

For advisers, ‘volatility is a measure of predictability’, Matthew Lamb says

Multitude of tax policy changes on table ahead of general election

‘SLI can mean sustaining income for the rest of a client’s life’

Governments remain ‘unlikely’ to part with the lucrative tax

‘A new direction of travel post-Consumer Duty means being practical’