Royal London

Clients are also pulling money from investments and moving to cash

Comes amid a year of change for an increasingly smaller protection market

The regulator and HM Treasury set three proposals as part of major review

‘Demonstrating value is the thing that most businesses are struggling with’

Whereas clients place more emphasis on positive investment performance

Mutual purchases remaining stake in later life lending group

Financial planning is complicated, but even more so for cohabitees

More than a third (37%) of advice firms have changed fee structures

Against a backdrop of rising inflation and periodic bouts of market volatility, conventional attitudes towards investing have been challenged over the last 18 months or so.

7.2 million adults live as part of a cohabiting couple in the UK