Opinion

The editor's Friday Night Takeaway from 19 July

Isa simplification, pensions, advice/guidance and saving

'Sound financial planning has always been built on trust'

Advisers support us in trying to improve customer outcomes

'There are plenty of opportunities for future growth and excellence'

Enhanced reputation and long-term sustainability

In business prevention is better than cure

'The targeted support proposal is particularly critical'

Significant events need significant planning

'Exactly what the regulator is looking consign to the history books'