Critical Illness

While applauding the ABI's latest on Total and Permanent Disability, Ian Jefferies says Critical Illness cover needs innovation if sales are to improve

Axa has enhanced its critical illness (CI) cover following a product review and consultation with advisers.

Bupa has revealed that 2% of critical illness claims were declined due to non-disclosure between January and September 2009, compared to 8.6% in the same period in 2008.

Terminally ill cancer patients and people undergoing chemotherapy are being threatened with benefit cuts if they do not attend back-to-work interviews, warn Macmillan Cancer Support and Citizens Advice.

Fortis is offering advisers 10% additional commission for three months in recognition of its success at the ifs Financial Innovation Awards.

Axa is set to enhance its critical illness (CI) cover following a product review and consultation with advisers.

The Association of British Insurers (ABI) believes a clear consensus has emerged surrounding its proposals to reclassify the Total and Permanent Disability (TPD) definitions.

Total and permanent disability (TPD) cover will be removed from critical illness (CI) policies and replaced by ability-defining headings, the Association of British Insurers (ABI) has confirmed.

Leon, (50) a shipping manager, has just married Emma (45) who has an 18 year-old daughter, Joanne.

Skandia has launched a service for advisers writing high value protection cases.