The hidden depths

Most consumers are interested in protecting their interests but many feel unable to justify the expense that comprehensive cover entails. Therefore, in a number of cases, a budget alternative could be ideal. However, is there such a thing as quality budget protection? Budget income protection (IP) differs from more comprehensive options as it allows customers to have either a lower level of payout, or a shorter benefit term. Current IP budget options include reduced benefit terms of 12 or 24 month payouts, with the option to consider a longer deferment period or earlier retirement period ...