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Next month the Association of British Insurers' (ABI) critical illness (CI) working party will announce the proposed changes to the CI definitions. What definition changes are expected, what would be welcomed, and what impact will this have on intermediaries working in the protection market?

Market views Jason King, Life Policies DIrect The current ABI review is probably the most important in its history. The reassurer's need to tighten definitions must be balanced with consumer requirements for flexible policies, and have clear and fair definitions that will facilitate valid claims. Stuck in the middle is the intermediary who needs policies that can be easily benchmarked to ensure consistent, and litigation free, advice. In essence, for CI to have any chance of continuing in its present form, all parties need to gain something from the review. All definitions will be under ...

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