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Professional Adviser
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Fortis has just launched two new products after much hype. What do you think of Real Life Cover and Your Life Plan and do you think they will become industry templates for product innovation?

Julie Smith, AWD Chase De Vere. Both products seem to be well thought out from product design to underwriting stage and will go some way to reduce the ever mentioned protection gap. Real Life Cover offers a one-stop shop for a basic level protection at a realistic cost, filling a prominent gap in the market that has previously not been filled. It combines core offerings of life cover with auto terminal illness, critical illness (CI) for the main claim areas, income protection (IP), recuperation cover and child and partner's carer cover, with the added options of extended carer's cover a...

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