Opinion

Does the 4% rule have a place in UK retirement planning?

'Future of advice lies in independence, approachability and affordability'

'Even a modest DB pension can be worth more than the family home'

'How not to stress-test a withdrawal plan needs to be understood'

Non-compliance can result in significant financial penalties

AI is not a threat - rather a critical way for adviser firms to grow

7.5 million people might log in within the first few days alone

'Investors were panicking, thinking no one would ever go outside again'

Targeted support is not perfect but 'may be good enough'

Tech lies at the heart of improving outcomes and services for clients